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We provide these type of loan
Personal Loan is an unsecured credit provided by financial institutions based on criteria like employment history, repayment capacity, income level, profession and credit history.
A home loan is a secured loan that is obtained to purchase a property by offering it as collateral. Home loans offer high-value funding at economical interest rates and for long tenures.
A Personal Loan balance transfer is a process wherein a customer transfers the total outstanding Personal Loan from one bank to another.
overdraft is a loan provided by a bank that allows a customer to pay for bills and other expenses when the account reaches zero.
A business loan is a financial product designed to provide funding to businesses for various purposes, such as expansion, working capital, equipment purchase, or inventory management.
A loan against property(LAP) is a secured loan that is sanctioned against the asset pledged as collateral.
The Overdraft (OD) Facility provides customers with the flexibility to withdraw more money than what is available in their account, up to a pre-approved limit.
The guaranteed return investment plan offers maturity benefits on completing the plan duration.
I really thankful to Indian Sahukar throughout the loan process. "Thank you for being so wonderful and gracious to me during the entire process!" "Thank you from the bottom of my heart for all of your help to get the loan and for assisting us with all of the papers. It has been a pleasure to work with all of you!" "You will always be my go-to!"
I wanted to get personal loan. Got my loan transferred within 7 days with quick and easy processional service and that also during Covid times when things are not working on normal pace.
A personal loan is an unsecured loan that you can use for debt consolidation, home remodeling, or other personal costs. There is no requirement for collateral because it is unsecured. You take out a fixed loan and pay it back over a certain time period—usually in monthly installments—with interest.
By completing the online application form on our website, you can apply for a personal loan. Personal information, financial data, and supporting documentation—such as evidence of identity, proof of address, and proof of income—must be provided.
Having a solid credit score, being an adult (often between the ages of 21 and 60), and having a steady income (from a job or self-employment) are the common requirements for eligibility. Lenders may have different requirements.
• Commonly needed paperwork consists of:
o Identification documents, such as a Pan card, aadhar card, passport or driver’s license;
o Proof of address documents, such as utility bills or rental agreements
o Evidence of income (pay stubs, tax returns, etc.)
o Last three to six months’ worth of bank records
A number of variables, including your income, credit score, and lender policies, affect the loan amount. Typically, you can borrow up to ₹50,000–₹50,000,000 or more.
Depending on the lender’s terms, your income, and creditworthiness, interest rates on personal loans can differ significantly. The usual range of rates is 11% to 18% annually.
You can pay back your personal loan early, either in full or in part, according to the majority of lenders. However, it’s crucial to confirm the terms with your lender as there can be prepayment penalties or fees.
The money from your loan is usually disbursed in a few working days after it is login. Depending on your bank’s policies and the lender’s processing times, the precise time may differ.
Penalties and late fees may be incurred. Additionally, it may have a bad effect on your credit score, which may make it harder for you to get loans in the future. Please get in touch with your lender right away to discuss your options if you are unable to make a payment.
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